
Protection for
business leaders
As a company director or senior executive, every decision you make carries responsibility and risk. In terms of the Companies Act, breaches of fiduciary duty can result in personal liability, meaning your personal assets including your pension fund could be on the line if things go wrong.
Auto & General Directors & Officers Insurance is designed to protect you against the legal and financial risks that come with leadership. With the right cover in place, you can focus on running your business with confidence, knowing you’re supported when it matters most.
Why Do You Need Directors & Officers Insurance?
Taking up a directorship means taking on a fiduciary duty to act in the best interests of the company and to conduct yourself with care, skill, and good faith. This duty isn’t just expected, it’s required by law.
If a decision you make leads to financial loss for the company, its shareholders, or employees, you could be held personally liable for damages. Defending such claims can be costly, and without the proper cover, you could be putting your personal financial security at risk.
Directors & Officers Insurance provides essential protection, giving you peace of mind to lead boldly knowing you’re covered should a legal challenge arise.
Auto&General Business Insurance includes

Professional Indemnity Insurance
Protects against claims of negligence, errors, or omissions. Covers legal costs and compensation, safeguarding professionals like lawyers, accountants, and consultants from financial and reputational risks.

Directors & Officers Liability
Safeguards a company and its leaders from legal actions related to their decisions. It covers legal fees, settlements, investigation costs, and awards from claims of negligence or duty breaches.

Public Liability Insurance
Protects businesses from financial losses if they cause injury or property damage to a third party. Ensures businesses are properly covered for unforeseen incidents, providing financial confidence and security.

Events Liability Insurance
Shields event organisers from financial losses due to unforeseen incidents. Covers third-party bodily injury, property damage, and other liabilities, giving you peace of mind while managing your events business.